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Steven Sims

Steven Sims

Loan Officer
NMLS#: 334513

Cell: (801) 599-9227
Office: (801) 693-UTAH (8824)
ssims@utahmtg.com

Hello, welcome to my page.

Steve Sims has been in mortgage lending for 27 years and has been instrumental in the funding of literally billions of dollars worth of loans in Utah.  He founded Western Fidelity Mortgage in 1990, a company which he grew to 6 branches and 60 employees, consistently listed as a top 10 lender by Rocky Mountain Review.  Aside from running day to day operations of lending, Steve was also a Direct Endorsement Underwriter for many years.  This gives YOU, his clients, a distinct advantage.  When Steve issues a Pre Qualification Real Estate Agents take notice.  They know your offer is “good as gold”.   With Steve on your side you know you are getting top notch information and service.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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