(801) 561-4700 info@utahmortgageloan.com

Pierre Alley

Loan Officer

pierre@utahmortgageloan.com

Work: (801) 758.9958

Cell: (801) 706.9763

NMLS # 256312

This is My Story

Purchasing a home brings every emotion into play… joy and excitement as you see yourself in the new home and making plans for the future; fear and doubt as you worry about monthly payments and wonder if you got the right loan, interest rate, and closing fees. To make the journey enjoyable Pierre provides his clients with a vast amount of knowledge and experience based on 32 years of mortgage origination. 

Pierre has a BS degree in Finance and a Master Degree in Business Management. During his career he has consistenly won awards for being a top producer. Pierre is licensed as an Associate Lending Manager and licensed as a Mortgage Educational Instructor. He served a four year term on the Utah Residential Mortgage Regulatory Commission, the overseer of the Utah mortgage industry. His primary focus is to protect the Utah home buyer. Pierre has earned the Certified Mortgage Lender Designation, the professional standard recognized as the leader in the mortgage industry and achieved by less than 1% of all mortgageoriginators.

Pierre provides the best overall loan to fit the needs of his clients. His is fair and competitive… but more importantly, his clients receive a level of professionalism that’s unsurpassed. He will not mislead or confuse clients by not disclosing all pertinent loan information and settlement service fees. There will be no suprises at closing. 

Pierre will handle your loan transaction in a professional and timely fashion. He looks forward to helping you reach your financial goals and making home ownership dreams come true.

Leave your contact info for a free consultation

Partner Reviews
You’re a fantastic mortgage broker, I will continue to send my clients your way if that works for you. I’ve used several other brokers before and have never seen service like you provide. Mortgages can be very complicated and it is easy for brokers to skim over details to unknowing clients to make an extra buck. Not only are you open, honest and considerate, but you seem to truly have the client’s best interest in mind. The level of service is fantastic too, you are quick to return calls or emails, and you take the time to go through everything so that the client truly understands everything. I also appreciate that you personally stay in contact with everyone instead of passing everything off to an assistant. Even if you had an assistant occasionally call or respond, still far better than what many others do. On top of all that, I really appreciate that you helped Talan with the roof costs, that was far more than you needed to do! I literally cannot say enough about how much respect I have for what you do and have done! Dustin Bay

Realtor, Equity Real Estate

Customer Reviews
Loved working with Pierre at Utah Mortgage Loan Corporation. He makes the process as quick and painless as this process can be. He stays on top of everything, meets every deadline, and keeps you informed of the status and any potential hang-ups along the way. Thanks Pierre! Brittany

My wife and I are first time home buyers.  We were referred to Pierre Alley at Utah Mortgage by our realtor.  He met with us personally and took the time to give us thorough explanations of how everything worked.  His estimates were the most transparent of any we received.  He helped us find the best time to lock in by watching the market carefully.  We trusted him to get us the best rate possible.  Overall, our experience has been great, Utah Mortgage is a company we feel we can trust.

Kyle

Down Payment Assistance Programs

One major concern for people when it comes to buying a home is whether or not they will have enough money for a down payment.  The good news is that there are many different ways to get help with your down payment if you are unable to come up with the money on your...

Avoid Getting a Higher Rate Due to a Low Credit Score

When it comes to getting the best possible interest rate on your mortgage, a good credit score can go a long way.  Your credit score is a representation of how likely you are to pay your debts in a timely manner.  In other words, it is a representation of how much...

Going Through the Mortgage Process

Many people do not know what to expect when they go through the mortgage process.  It can be intimidating to go into the home buying experience without knowing how long it is going to take or what you are going to have to do.  On the other hand, it is very beneficial...

Buying a Home When You Have Student Debt

One common misconception about buying a home is that it is just not possible to do while you are going to school or paying off student debt.  This is simply NOT true.  There are many people that buy a home while they are still paying off student debt.  Below is a list...

Learn How to Optimize Your Credit Scores

Applying for a loan can be stressful.  One of the biggest things our clients worry about is credit worthiness.   Below is a list of things to avoid when going through the loan process to ensure that you maintain your credit scores.   Doing anything to Cause a Red...

Finding the Right Homeowners Insurance

Finding the right insurance policy for your home purchase is one of the most important ingredients when buying an existing home or a new home. When companies begin to talk about replacement values or deductibles, it sometimes get frustrating to figure out what to do...

Use Your Home to Get Cash

Home values in Utah have been rising the past several years. The average selling price along the Wasatch Front has grown 35% since 2013. This includes Weber, Davis, Salt Lake, Tooele, and Utah counties. In 2017, the average home sold for $304,000. Source via Salt Lake...

Understanding VA Loans

Veterans Administration (VA) loans are a fantastic way to obtain home financing for America’s servicemen and women. VA loans are insured by the Veterans Administration allowing private lenders to lend up to 100% of the purchase price. There are several significant...

Advantages and Disadvantages of FHA Loans

An FHA loan is one that is insured by the government and backed by the Federal Housing Authority (FHA). This insurance offers protection to Private lenders who fund FHA loans. In the event of default, FHA will help cover losses incurred by the lender. Lenders are then...

Advantages and Disadvantages of Conventional Lending

A Conventional loan is one that is insured, funded and serviced by private lenders as apposed to FHA, VA, or USDA loans which are also funded and serviced by the private sector, but are insured by the government. Here we will discuss some advantages and disadvantages...

Mortgage rates remain near all-time lows

Thinking about buying a home? You’ve probably seen news reports that mortgage rates have increased. But it’s important to put today’s mortgage rates into perspective. It still can be a great time to buy a home. Mortgage rates have been bouncing around all-time lows...