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I want to purchase a 1-4
unit investment property


The purpose of an Investment Property Mortgage is to finance a property that will be used as an income producing rental property.

Investment Loan Basics:

  • Term: up to 30 years, fixed or variable rates available
  • Loan-to-value: up to 80% LTV
  • Qualification: full documentation.  75% of rents may be used towards qualifying income if borrower has owned investment property and income has been claimed on 1040 tax returns for the past two tax years
  • Property types: 1-4 unit single family dwellings

You may be surprised with how easy it is to purchase an investment property as guidelines have become more flexible these past several years.  Your Utah Mortgage Loan Officer would be happy to review the options and create a custom solution just for you.

    Fill out a contact form for a Free Consultation with one of our mortgage experts.

    I don't have much money saved up for a downpayment

    I want to buy a fixer-upper

    I am a military veteran or actively serving.

    I have past credit history problems.

    I want a mortgage I will pay off in 30 years.

    I want a house that is over $424,100

    I want to downsize.

    I want a mortgage I will pay off in 15 years.

    I am 62 or over and don't want a mortgage payment.

    I want to purchase a 1-4 unit investment property.

    I want to live in a rural area.

    I want to build my own house.