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I want a better interest rate


A better interest rate can not only provide you with a lower overall mortgage payment, it can save you thousands over the life of your loan.

Interest rates are derived from the Mortgage Backed Securities market, which is influenced by national and global economic conditions. Mortgage backed securities are bonds backed by a pool of mortgages. In general, when investors are nervous about economic conditions they pull their money from stocks and invest in safer instruments such as bonds. This activity drives down mortgage rates. The same holds true when investors are feeling confident about economic conditions as they pull money from bonds and invest in stocks, which then drives mortgage rates up.

Utah Mortgage Loan Officers have the latest economic and rate data at their fingertips and can keep you informed of market conditions.

Fill out a contact form for a Free Consultation with one of our mortgage experts.


I want a better interest rate


I want to switch from a 30 year to 15 year mortgage


I am 62 or over and don’t want a mortgage payment




I want to take equity out of my house