Helping More Homebuyers Qualify
If you’d love to buy a home but lack credit history, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.
- Only 3.5% down
- Debt to income up to 55%
- Easier qualifications
- Mortgage Insurance Required, Upfront & Monthly
- No cost streamline refinance now available
- 100% gift funds – the entire 3.5% down payment can be a gift from parents, relatives or an employer
- The seller is allowed to pay up to 6% of the purchase price to help cover closing costs and settlement fees
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FHA Loan Limits (County) for 2018
| MSA Name | MSA Code | County Name | County Code |
State | One-Family | Two-Family | Three-Family | Four-Family | Median Sale Price | Last Revised | Limit Year |
| PROVO-OREM, UT | 39340 | JUAB | 023 | UT | $341,550 | $437,250 | $528,500 | $656,800 | $297,000 | 01/01/2018 | CY2018 |
| ST. GEORGE, UT | 41100 | WASHINGTON | 053 | UT | $323,150 | $413,700 | $500,050 | $621,450 | $281,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | WAYNE | 055 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $216,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | BEAVER | 001 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $225,000 | 01/01/2018 | CY2018 |
| OGDEN-CLEARFIELD, UT | 36260 | BOX ELDER | 003 | UT | $389,850 | $499,050 | $603,250 | $749,700 | $308,000 | 12/01/2017 | CY2018 |
| LOGAN, UT-ID | 30860 | CACHE | 005 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $220,000 | 01/01/2018 | CY2018 |
| PRICE, UT | 39220 | CARBON | 007 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $152,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | GARFIELD | 017 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $170,000 | 01/01/2018 | CY2018 |
| SALT LAKE CITY, UT | 41620 | SALT LAKE | 035 | UT | $356,500 | $456,350 | $551,650 | $685,550 | $310,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | SAN JUAN | 037 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $151,000 | 01/01/2018 | CY2018 |
| SUMMIT PARK, UT | 44920 | SUMMIT | 043 | UT | $679,650 | $870,225 | $1,051,875 | $1,307,175 | $600,000 | 01/01/2018 | CY2018 |
| OGDEN-CLEARFIELD, UT | 36260 | WEBER | 057 | UT | $389,850 | $499,050 | $603,250 | $749,700 | $308,000 | 12/01/2017 | CY2018 |
| OGDEN-CLEARFIELD, UT | 36260 | DAVIS | 011 | UT | $389,850 | $499,050 | $603,250 | $749,700 | $308,000 | 12/01/2017 | CY2018 |
| OGDEN-CLEARFIELD, UT | 36260 | MORGAN | 029 | UT | $389,850 | $499,050 | $603,250 | $749,700 | $308,000 | 12/01/2017 | CY2018 |
| VERNAL, UT | 46860 | UINTAH | 047 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $204,000 | 01/01/2018 | CY2018 |
| PROVO-OREM, UT | 39340 | UTAH | 049 | UT | $341,550 | $437,250 | $528,500 | $656,800 | $297,000 | 01/01/2018 | CY2018 |
| CEDAR CITY, UT | 16260 | IRON | 021 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $204,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | MILLARD | 027 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $169,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | SANPETE | 039 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $186,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | DAGGETT | 009 | UT | $302,450 | $387,200 | $468,000 | $581,650 | $219,000 | 12/01/2017 | CY2018 |
| NON-METRO | 99999 | RICH | 033 | UT | $296,700 | $379,800 | $459,100 | $570,550 | $188,000 | 12/01/2017 | CY2018 |
| NON-METRO | 99999 | SEVIER | 041 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $164,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | DUCHESNE | 013 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $175,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | EMERY | 015 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $125,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | GRAND | 019 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $253,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | PIUTE | 031 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $153,000 | 01/01/2018 | CY2018 |
| SALT LAKE CITY, UT | 41620 | TOOELE | 045 | UT | $356,500 | $456,350 | $551,650 | $685,550 | $310,000 | 01/01/2018 | CY2018 |
| HEBER, UT | 25720 | WASATCH | 051 | UT | $428,950 | $549,100 | $663,750 | $824,900 | $373,000 | 01/01/2018 | CY2018 |
| NON-METRO | 99999 | KANE | 025 | UT | $294,515 | $377,075 | $455,800 | $566,425 | $190,000 | 01/01/2018 | CY2018 |