FHA

Helping More Homebuyers Qualify

If you’d love to buy a home but lack credit history, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

Only 3.5% down
Debt to income up to 55%
Easier qualifications
Mortgage Insurance Required, Upfront & Monthly
No cost streamline refinance now available
100% gift funds – the entire 3.5% down payment can be a gift from parents, relatives or an employer
The seller is allowed to pay up to 6% of the purchase price to help cover closing costs and settlement fees

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FHA Loan Limits (County) for 2018

MSA Name	MSA Code	County Name	County Code	State	One-Family	Two-Family	Three-Family	Four-Family	Median Sale Price	Last Revised	Limit Year
PROVO-OREM, UT	39340	JUAB	023	UT	$341,550	$437,250	$528,500	$656,800	$297,000	01/01/2018	CY2018
ST. GEORGE, UT	41100	WASHINGTON	053	UT	$323,150	$413,700	$500,050	$621,450	$281,000	01/01/2018	CY2018
NON-METRO	99999	WAYNE	055	UT	$294,515	$377,075	$455,800	$566,425	$216,000	01/01/2018	CY2018
NON-METRO	99999	BEAVER	001	UT	$294,515	$377,075	$455,800	$566,425	$225,000	01/01/2018	CY2018
OGDEN-CLEARFIELD, UT	36260	BOX ELDER	003	UT	$389,850	$499,050	$603,250	$749,700	$308,000	12/01/2017	CY2018
LOGAN, UT-ID	30860	CACHE	005	UT	$294,515	$377,075	$455,800	$566,425	$220,000	01/01/2018	CY2018
PRICE, UT	39220	CARBON	007	UT	$294,515	$377,075	$455,800	$566,425	$152,000	01/01/2018	CY2018
NON-METRO	99999	GARFIELD	017	UT	$294,515	$377,075	$455,800	$566,425	$170,000	01/01/2018	CY2018
SALT LAKE CITY, UT	41620	SALT LAKE	035	UT	$356,500	$456,350	$551,650	$685,550	$310,000	01/01/2018	CY2018
NON-METRO	99999	SAN JUAN	037	UT	$294,515	$377,075	$455,800	$566,425	$151,000	01/01/2018	CY2018
SUMMIT PARK, UT	44920	SUMMIT	043	UT	$679,650	$870,225	$1,051,875	$1,307,175	$600,000	01/01/2018	CY2018
OGDEN-CLEARFIELD, UT	36260	WEBER	057	UT	$389,850	$499,050	$603,250	$749,700	$308,000	12/01/2017	CY2018
OGDEN-CLEARFIELD, UT	36260	DAVIS	011	UT	$389,850	$499,050	$603,250	$749,700	$308,000	12/01/2017	CY2018
OGDEN-CLEARFIELD, UT	36260	MORGAN	029	UT	$389,850	$499,050	$603,250	$749,700	$308,000	12/01/2017	CY2018
VERNAL, UT	46860	UINTAH	047	UT	$294,515	$377,075	$455,800	$566,425	$204,000	01/01/2018	CY2018
PROVO-OREM, UT	39340	UTAH	049	UT	$341,550	$437,250	$528,500	$656,800	$297,000	01/01/2018	CY2018
CEDAR CITY, UT	16260	IRON	021	UT	$294,515	$377,075	$455,800	$566,425	$204,000	01/01/2018	CY2018
NON-METRO	99999	MILLARD	027	UT	$294,515	$377,075	$455,800	$566,425	$169,000	01/01/2018	CY2018
NON-METRO	99999	SANPETE	039	UT	$294,515	$377,075	$455,800	$566,425	$186,000	01/01/2018	CY2018
NON-METRO	99999	DAGGETT	009	UT	$302,450	$387,200	$468,000	$581,650	$219,000	12/01/2017	CY2018
NON-METRO	99999	RICH	033	UT	$296,700	$379,800	$459,100	$570,550	$188,000	12/01/2017	CY2018
NON-METRO	99999	SEVIER	041	UT	$294,515	$377,075	$455,800	$566,425	$164,000	01/01/2018	CY2018
NON-METRO	99999	DUCHESNE	013	UT	$294,515	$377,075	$455,800	$566,425	$175,000	01/01/2018	CY2018
NON-METRO	99999	EMERY	015	UT	$294,515	$377,075	$455,800	$566,425	$125,000	01/01/2018	CY2018
NON-METRO	99999	GRAND	019	UT	$294,515	$377,075	$455,800	$566,425	$253,000	01/01/2018	CY2018
NON-METRO	99999	PIUTE	031	UT	$294,515	$377,075	$455,800	$566,425	$153,000	01/01/2018	CY2018
SALT LAKE CITY, UT	41620	TOOELE	045	UT	$356,500	$456,350	$551,650	$685,550	$310,000	01/01/2018	CY2018
HEBER, UT	25720	WASATCH	051	UT	$428,950	$549,100	$663,750	$824,900	$373,000	01/01/2018	CY2018
NON-METRO	99999	KANE	025	UT	$294,515	$377,075	$455,800	$566,425	$190,000	01/01/2018	CY2018