(801) 561-4700 info@utahmortgageloan.com

Helping More Homebuyers Qualify

If you’d love to buy a home but lack credit history, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

 

  • Only 3.5% down
  • Debt to income up to 55%
  • Easier qualifications
  • Mortgage Insurance Required, Upfront & Monthly
  • No cost streamline refinance now available
  • 100% gift funds – the entire 3.5% down payment can be a gift from parents, relatives or an employer
  • The seller is allowed to pay up to 6% of the purchase price to help cover closing costs and settlement fees

Fill out a contact form for a Free Consultation with one of our mortgage experts.

FHA Loan Limits (County) for 2018

 

 

MSA Name MSA Code County Name County
Code
State One-Family Two-Family Three-Family Four-Family Median Sale Price Last Revised Limit Year
PROVO-OREM, UT 39340 JUAB 023 UT $341,550 $437,250 $528,500 $656,800 $297,000 01/01/2018 CY2018
ST. GEORGE, UT 41100 WASHINGTON 053 UT $323,150 $413,700 $500,050 $621,450 $281,000 01/01/2018 CY2018
NON-METRO 99999 WAYNE 055 UT $294,515 $377,075 $455,800 $566,425 $216,000 01/01/2018 CY2018
NON-METRO 99999 BEAVER 001 UT $294,515 $377,075 $455,800 $566,425 $225,000 01/01/2018 CY2018
OGDEN-CLEARFIELD, UT 36260 BOX ELDER 003 UT $389,850 $499,050 $603,250 $749,700 $308,000 12/01/2017 CY2018
LOGAN, UT-ID 30860 CACHE 005 UT $294,515 $377,075 $455,800 $566,425 $220,000 01/01/2018 CY2018
PRICE, UT 39220 CARBON 007 UT $294,515 $377,075 $455,800 $566,425 $152,000 01/01/2018 CY2018
NON-METRO 99999 GARFIELD 017 UT $294,515 $377,075 $455,800 $566,425 $170,000 01/01/2018 CY2018
SALT LAKE CITY, UT 41620 SALT LAKE 035 UT $356,500 $456,350 $551,650 $685,550 $310,000 01/01/2018 CY2018
NON-METRO 99999 SAN JUAN 037 UT $294,515 $377,075 $455,800 $566,425 $151,000 01/01/2018 CY2018
SUMMIT PARK, UT 44920 SUMMIT 043 UT $679,650 $870,225 $1,051,875 $1,307,175 $600,000 01/01/2018 CY2018
OGDEN-CLEARFIELD, UT 36260 WEBER 057 UT $389,850 $499,050 $603,250 $749,700 $308,000 12/01/2017 CY2018
OGDEN-CLEARFIELD, UT 36260 DAVIS 011 UT $389,850 $499,050 $603,250 $749,700 $308,000 12/01/2017 CY2018
OGDEN-CLEARFIELD, UT 36260 MORGAN 029 UT $389,850 $499,050 $603,250 $749,700 $308,000 12/01/2017 CY2018
VERNAL, UT 46860 UINTAH 047 UT $294,515 $377,075 $455,800 $566,425 $204,000 01/01/2018 CY2018
PROVO-OREM, UT 39340 UTAH 049 UT $341,550 $437,250 $528,500 $656,800 $297,000 01/01/2018 CY2018
CEDAR CITY, UT 16260 IRON 021 UT $294,515 $377,075 $455,800 $566,425 $204,000 01/01/2018 CY2018
NON-METRO 99999 MILLARD 027 UT $294,515 $377,075 $455,800 $566,425 $169,000 01/01/2018 CY2018
NON-METRO 99999 SANPETE 039 UT $294,515 $377,075 $455,800 $566,425 $186,000 01/01/2018 CY2018
NON-METRO 99999 DAGGETT 009 UT $302,450 $387,200 $468,000 $581,650 $219,000 12/01/2017 CY2018
NON-METRO 99999 RICH 033 UT $296,700 $379,800 $459,100 $570,550 $188,000 12/01/2017 CY2018
NON-METRO 99999 SEVIER 041 UT $294,515 $377,075 $455,800 $566,425 $164,000 01/01/2018 CY2018
NON-METRO 99999 DUCHESNE 013 UT $294,515 $377,075 $455,800 $566,425 $175,000 01/01/2018 CY2018
NON-METRO 99999 EMERY 015 UT $294,515 $377,075 $455,800 $566,425 $125,000 01/01/2018 CY2018
NON-METRO 99999 GRAND 019 UT $294,515 $377,075 $455,800 $566,425 $253,000 01/01/2018 CY2018
NON-METRO 99999 PIUTE 031 UT $294,515 $377,075 $455,800 $566,425 $153,000 01/01/2018 CY2018
SALT LAKE CITY, UT 41620 TOOELE 045 UT $356,500 $456,350 $551,650 $685,550 $310,000 01/01/2018 CY2018
HEBER, UT 25720 WASATCH 051 UT $428,950 $549,100 $663,750 $824,900 $373,000 01/01/2018 CY2018
NON-METRO 99999 KANE 025 UT $294,515 $377,075 $455,800 $566,425 $190,000 01/01/2018 CY2018

 

I don't have much money saved up for a downpayment

I want to buy a fixer-upper

I am a military veteran or actively serving.

I have past credit history problems.

I want a mortgage I will pay off in 30 years.

I want a house that is over $424,100

I want to downsize.

I want a mortgage I will pay off in 15 years.

I am 62 or over and don't want a mortgage payment.

I want to purchase a 1-4 unit investment property.

I want to live in a rural area.

I want to build my own house.